FincraftTM Core Integrated Lending Management Solution for Microfinance

Our Microfinance Software Solution is a robust and scalable platform that helps to automate all business processes of your organisation on a single technology backbone, thereby helping you to plan your business growth at lower investments, enhance customer reach multi-fold in a secure manner and keep track of the profitability as well as compliance & reporting.

FinCraftTM Core Micro Finance solution is an end-to-end software solution for microfinance institutions built using the latest technology framework. It includes an Android-based mobility solution tailor-made to suit Micro Finance operations on-the-field. It is derived from Nelito's Core Banking platform (FinCraftTM CBS) – a highly successful banking platform.

The Core Micro Finance solution is designed for ease of operations for operating environment and conditions in which Micro-Finance companies operate. The complete solution is modular and layered in design – architecturally as well as functionally. This helps us customize the solution easily and faster for the benefit of our clients. The workflows and business rules engine provides a great opportunity for operational streamlining and automation in existing processes.

FinCraftTM Core Microfinance Solution helps faster loan processing with increased Business Penetration.

Integration with Insurance Company Solution is carried out to update the customers in the life insurance policy under which the customer's life is to be covered before disbursement of loan and also to extend the coverage/renew the cases for cases which are for more than one-year duration. The concepts of Straight Through Processing (STP), Unique Customer Identification File (CIF) and Service Oriented Architecture (SOA) are deeply ingrained in the solution which help achieve desired flexibility and scalability to support operational growth.

The Microfinance Solution has been integrated with Credit Bureau Rating Solution for quick processing to get their rating helping to take right decision to consider that target customer based on the number of companies from where the existing loans are taken by the target customer etc.

The end-to-end field operations processes have been covered in Android based Smart Phone Application.

Key Features

  • Adherence to Regulatory Regulations
  • Improve Straight Through Processing
  • Regulatory Reporting & MIS Reporting
  • Compatibility for Multiple Partners and can be enhanced to use across all partners of the client
  • Refined integrated mobility solution (using Android based Smart Phones/Tablets)
  • Mobile Banking – An Android based Mobile Application is fully developed to cater the anytime anywhere banking requirement.
fincraft core microfinance solution


  • Reduced Process Time
  • Real Time Accounting to improve Cash Management
  • Risks Mitigation due to instant Insurance operationalization
  • Unified Solution saves efforts required for the Reconciliation
  • Improved Operational efficiency due to integrated Solution

Challenges faced by MFI Institution

Start New
Cost of
Lack of
Compliance &
High Per
KYC and

How FinCraftTM Solution will help you

Cost Reduction

Makes Servicing
Low Value
Loans Viable

100% Mobile based 24x7 Access

Increase Reach of Branch-less Operations Real Time

Funder & Fund Management

Customized Modules for Funder & Fund Management

Increase Profitability

Seamless Process to Foster Collaboration Enhance Staff Productivity


  • One platform which fulfils customer requirement of Mobility, Document Management, Rule engine, Loan Origination, Loan Management and Collection System on the SaaS model. This saves a huge cost compared to other software.

    CTOSvamaan Financial Services Pvt. Ltd,

  • The best mix of functionality and technological support and our vision of "Cash Less and Paper Less" work environment for Sonata has come true with our technological partner Nelito. I highly recommend FinCraft Core Microfinance platform and especially integrations with a number of third party services.

    IT HeadSonata Finance Pvt. Ltd,

  • It is my pleasure to be here at the GCM 2022, organised by Nelito System. I would like to congratulate Nelito for organizing such an event for the very first time. I feel honoured to be the speaker at Nelito's first-ever meeting. I will take this opportunity to share my experience of partnering with Nelito for the last couple of years. 11 years back, when Laxmi Laghubitta Bittiya Sanstha Ltd was founded, we didn’t think we would come this far. When we were looking for a good partner to digitise the operations of LXLB, Nelito came into the picture. When Lxlb sought to adopt new innovations, Nelito as a technology partner helped us to obtain a mobile banking license and digitisation.

    CEOLaxmi Laghubitta Bittiya Sanstha Limited,

Happy Clients

  • caspain logo
  • chamroeun microfinance
  • laxmi laghubitta bittiya sanstha ltd
  • peerless fineace
  • sonata finance
  • svamaan logo
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