• Redefining Banking for Customers

    Effective usability and seamless user experience across channels.

Overview - FincraftTM Internet Banking Solution

In this growing technology world, internet has not only transformed the lives of people but also has changed the face of banking industry. Banking technology is evolving by the day what is new today will become obsolete tomorrow. Banks and financial institutes are using technology to serve their customers 24x7 by providing them with a platform to help them meet their basic banking requirements. Internet Banking enables banks to provide an easier way to do all the financial transactions through the bank's website. Through our Internet Banking Solution, banks can provide assistance to their customers as per their convenience as they can perform all the banking requirements online. Through the bank's website the customer is able to perform almost their banking requirements on-line, which is why internet banking is also sometimes referred to as online banking or digital banking or virtual banking.

FinCraftTM Internet Banking Solution is a user-friendly platform that satisfies today's consumer expectations while allowing for easy deployment of tomorrow's advanced technologies.

FinCraftTM Internet Banking Solution is an online account management solution that facilitates retail banking, corporate banking and customer portals. Through this solution banks can provide a unique online banking experience to its customers by providing an engaging and interactive online web service. It facilitates the day to day activities of the banks like fund transfers, account summary, bill payments and other financial assistance in more real time basis. It can be easily integrated with any of the core banking solutions and reduces turnaround time and costs. The solution is easily integrated with other banking channels as well.

FinCraftTM Internet banking solution essentially supports two types of transactions

  • Financial transactions – which involve inter and intra bank money fund transfers as in the case of third party transfers, NEFT, bill payments etc
  • Non-financial transactions - which deal with provision of account information such as account balance, printing bank statements, even opening an account etc.

Key Features

  • User-friendly interface
  • In-build security
  • Wider reach
  • NEFT / RTGS / IMPS Facility
  • Account Management
  • Fund Transfers
  • Dashboards
  • ATM and Debit Card Block
  • E-tax filing
  • Utility bill payments
  • Cheque book request
  • PIN Regenerate
  • Session protection
  • Multifactor authentication
Internet banking solutions


  • Helps in customer retention
  • Real-time access
  • Omni-channel presence
  • Seamless integration with other core banking solution
  • Value-added services
  • 360-degree view customized dashboards
  • Reduces turnaround time (TAT) and costs

Nelito's Internet Banking Solution makes banking safe and secure

Internet banking


Internet Banking product is developed on SSL protocol and -bit encryption technology to provide a secure channel for data exchange – which keeps your online banking data secure and safe
Internet banking


Customer login is also verified at 2 levels by user-id-password combination and PAN Number or Date of Birth authentication
Internet banking


2 Factor Authentication (2FA) requires you to input OTP (One Time Password) sent only on your registered mobile number for all key transactions
Internet banking


Your login session gets expired after a certain period in case there is no activity in your logged in session. This secures any unauthorized access to your logged in session

Initialize internet banking to improve the efficiency of the bank

Internet Banking improves banks efficiency
Improve Customer Access
Facilitate the offering of more services
Increase Customer Loyalty
Attract New Customers
Provide services offered by competitors
Reduce Customer Attrition


  • "For a Bank of our size, this system suffices and is very cost effective. Almost all of the bank's activities run on the one system. Nelito constitutes a partner more than a supplier and the relationship includes provision of the bank's underlying technology as well as its Fincraft range of applications."

    ChairmanThe Nainital Bank Ltd.

  • "The Bank is associated with M/S Nelito since 2002. M/S Nelito Systems Ltd has been our CBS vendor since 2009. The Products, quality of service offered by them are excellent. They have a very good support team and are trained enough for handling any type of situation."

    D K Kandpal (Vice President - IT)The Nainital Bank Ltd.

  • "Bank has implemented CBS of Nelito Ltd in the year 2008-09 in phase manner. Also integrated RTGS/NEFT, CTS, MMS etc. which help us in smooth automation of banking operation."

    K.T. Wadia ( CEO )The Sutex Co-op Bank Ltd

  • Support is very good. Resolution of queries done promptly.

    Prafula Ranjan (CEO)Jharkhand State Co-Op Bank Ltd.

  • We appreciate for support from Delivery/Support team for any issue/query, we are very much satisfied with the services given by Nelito Team.

    Sanjay Kumar Singh (Head Technology)Jharkhand State Co-Op Bank Ltd.

Happy Clients

  • Nav jeevan Bank
  • JSCB Bbank
  • Palus Bank
  • Sjsb
  • Idcb
  • Wnsb Bank
  • Kannur
  • The Nainital Bank Ltd.
  • Internet banking


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