UIDAI offers the e-KYC service, which enables a resident having an AADHAR number to share their demographic information and photograph with a UIDAI partner organization in an online, secure, auditable manner with the residents consent. The consent by the resident can be give via a Biometric authentication or a One Time Password (OTP) authentication.
The AADHAR holders demographic information i.e Name, Address, Date of Birth, Gender, Phone & Email (where available) & Photograph which is currently available with the resident is shared via the e-KYC service.
The e-KYC service is envisaged as a public benefit service. Any organization, authorized and approved by UIDAI to use this service can deploy the e-KYC service to serve its business interest. UIDAI envisages, initially organizations such as Banks, Telecom, Financial Services etc who have a regulatory compliance to perform a KYC function will be the front runners in leveraging this service.
Organizations interested in using the e-KYC service, will need to get approved and authorized by UIDAI to use this service. The details of the process of making an application, supporting documents required, technical integration guidelines etc can be found at the following link: http://uidai.gov.in/authentication-2/more.html
Some of the key features of the e-KYC service are:
RBI, IRDA, PFRDA & SEBI have accepted UIDAI's e-KYC service as a valid KYC.