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Tab Banking, also known as doorstep banking, is one of the easiest ways in which a bank can provide enhanced services to its premium customers as well as increase its client base.

FinCraftTM DoorStep Banking is a simplified KYC (AADHAR based and non-AADHAR based), account opening and financial transaction solution. It can be used by your Marketing Officers, Direct Selling Agents and Business Correspondents (BC) in the field or in the branch.

Bank may use DoorStep Banking for:

The Urban Metro Consumer

Such a client is demanding in terms of services and with the fast pace of the city doesn't have time to visit a bank. Such clients are usually high end premium clients of the bank and the bank can provide them with an enhanced service experience. Bank's agents can use tab banking to assist such customers in opening accounts, collecting EMI's, paying insurance premiums etc. and processing their requirements in real time.

The Rural Customer

Typically small towns and villages don't really meet the logistical requirements of having a dedicated bank branch. In such instances, a bank can appoint agents who carry tabs to the villages and open bank accounts, verify documents etc.


KYC services

  • UID enabled KYC (AADHAAR Based)
  • Regular KYC
  • Demographic data Collection
  • Photo Identity Proof Collection
  • Biometric Data Capture

Customer On-Boarding Services

  • Basic Savings bank Deposit Accounts (BSBDA) / No Frills Account

Regular Financial Products

  • Savings Account
  • Current Account
  • Overdraft

Request Services

  • Term Deposit
  • Demand Loan
  • Term Loan

Transaction Services:

A. Financial Transactions

  • Funds Transfer
  • Cash Deposit- CASA
  • Cash Withdrawal- CASA
  • AEPS Transactions
  • Balance Inquiry
  • EMI Collections- Loans
  • Daily Deposits Collection
  • RD Collection

B. Non-Financial Transactions

  • Request Services
  • Balance Inquiry
  • Mini Statement
  • Account Opening- BSBDA
  • Provide Rupay / Smart Cards / A/c Statements

FinCraftTM DoorStep Banking has a ready interface available for almost all types of banking software's (CBS) prevalent in the banking space.


FinCraftTM DoorStep Banking solution is an empowering tool which will enable the field agents of banks to access and upload information to the central hub in real time.

Banks will be able to not only expand their customer base but also provide better services and reduce processing time and effort for various banking processes.

Business Correspondent (BC) Management Module

FinCraftTM DoorStep banking provides the complete BC management module for bank's business correspondents or agents on the fields.

Banks will be able to not only expand their customer base but also provide better services and reduce processing time and effort for various banking processes.

Services which agents can provide using FinCraftTM DoorStep Banking's BC Management module:

  • BC/Agent Enrollment
  • Workflows
  • BC payout structure and computations.
  • Mobile Device Management
  • Audit Trail of all activities
  • Performance reports

FinCraftTM DoorStep Banking comes with complete Mobile Device Management (MDM) Package which helps banks to controls its agent's device. MDM package helps the bank to:

  • Ensure productivity of its agents.
  • Controlling and protecting corporate and transaction data
  • Enforcing Compliance Policies/Rules
  • Enable BYOD (Bring Your Own Devices) policy


  • 1Enhanced reach to customer
  • 2User - Friendly app
  • 3Improved Business Acquisition
  • 4Latest Account Status
  • 5Secure authentication modes
  • 6Flexibilito of offering new products and services faster

Doorstep Banking Solution adopts KYC and Customer Onboarding processes

Hand held application

  • Will be deployed on hand held terminal and will be used for providing financial services at field level.
  • HHDs will be used by Banks Field agents or Branch Banking- Front Office Operations teams.

Web based interface/ application

  • Will be deployed at bank's Data Centre between field devices and CBS systems of the Bank.
  • This will act as a middleware.

Hand Held Device - POS & Tablets

  • Window Tablet

  • FP Scan

  • Mobile Printer

  • Android Tablet

Marquee Clients

  • Kannur Co-operative Urban Bank Ltd.
  • Vardhman Nagari Pathsanstha
  • CITIZENCREDIT Co-operative Bank


  • We have successfully made Nelito's Fincraft Software for NBFC live in early March for LOS,LMS and Sanjiv Khalkho, Arijit Chakraborty with his team have been very instrumental in making this software live . I would like to appreciate on the turnaround time during the go live phase of the team in getting some of our key requirements done and helping our users to use the software for recording and disbursing all the sales from the software.

    In technology side I would like to praise Pramod Navale and Ganesh Khetmalis for in depth knowledge of the product and their technical skills is outstanding. Looking forward for the continued relationship for our next release and whole of 2018.

    Prateek P Katyal | CTO

    WheelsEMI Pvt. Ltd
  • "Nelito has Good knowledge of industry. Good customer orientation. They were Flexible and Open to new ideas and suggestions."

    Mr. Ratheesh K. Bharathan | Exec. Vice President & Co- Founder

    WheelsEMI PVT. LTD.
  • "For a Bank of our size, this system suffices and is very cost effective. Almost all of the bank’s activities run on the one system. Nelito constitutes a partner more than a supplier and the relationship includes provision of the bank’s underlying technology as well as its Fincraft range of applications."


    The Nainital Bank Ltd.
  • "The best mix of functionality and technological support and our vision of “Cash Less and Paper Less” work environment for Sonata has come true with our technological partner Nelito. I highly recommend FinCraft Core Microfinance platform and especially integrations with a number of third party services."

    IT Head

    Sonata Finance Pvt. Ltd.
  • "Nelito has successfully deployed the Online Reporting and Management Information System (ORMIS), which has streamlined the reporting process and their analysis. Its team is responsive, provided satisfactory support and has sound expertise to deliver time sensitive & critical projects. Exemplary team work."

    Deputy General Manager (IT Department)

    National Housing Bank
  • CBS

    "We are happy to use FinCraft Data Archival & Retrieval solution from Nelito Systems; it has given huge ROI in terms of saving revenue by retiring legacy applications. We get all desired reports in a timely manner from the solution."

    Assistant General Manager (CBS)

    United Bank of India
  • CBS

    "Nelito is known for its exemplary services to the users at all times. Your team provides excellent service and they are pro-active in providing solutions."

    Chief Manager (SWIFT)

    Indian Overseas Bank
  • CBS

    "On the whole a professional and capable and competent team. Providing solutions adapted to clientele updated on technology front."

    Principal secretary Department of Labour

    Govt. of Sikkim
  • Custom Application Development testimonial

    "Proactive & professionally supportive, technically skilled team."

    General Manager

    Federal Bank
  • CBS

    "Fincraft CBS software & Doorstep Banking Solution helps our society’s functionality towards digitalization & paperless working. It reduces our manpower requirement and workload, also gives us fast reporting for our institution as and when required."


    Mahavir credit coop society
  • CBS

    Exemplary relationship set by Nelito’s PCS team which helps project to grow vertically. We have always been very impressed with the quality of service we have received from Nelito. They are reliable efficient professional and above all truthful. This alone sets them out from much of their competition.

    Project Director

  • CBS

    "E-district Manipur project was undertaken and successfully implemented by Nelito in a record time. The online services offered under this project has made a marked difference in the quality of life of the citizens and is taking the state towards a digital Manipur."

    Additional Director (IT)

    Govt. of Manipur
  • DGM

    "On 20th of November 2016 our bank data was migrated to FinCraft and we have completed one year successfully in FinCraft. So we thank all the team members of both IFTAS and Nelito for your great co-operation in this success. We expect more & more co-operation in implementing new technologies in banking sector from your side in future."

    M V Kumar | CEO

    Kempegowda Bank
  • DGM

    "My bank is working with Nelito from the last about 9 Years and the services provided by the company may prolong our association."

    Sikander Gupta | CEO

    The Jammu Central Co-op Bank Ltd.
  • DGM

    "The Bank is associated with M/S Nelito since 2002. M/S Nelito Systems Ltd has been our CBS vendor since 2009. The Products, quality of service offered by them are excellent. They have a very good support team and are trained enough for handling any type of situation."

    D K Kandpal | Vice President (IT)

    Nainital Bank
  • DGM

    "We appreciate your local team who continuously supported & assisted our team to meet the goal."

    Nagendra Nath Sinha | Principal Secretary IT

    Government of Jharkhand, Ranchi
  • DGM

    "Knowledge and service provided to the bank is beyond expectation. And we would definitely engage and recommend solution to others."

    Rachelle F. Rivas | IT Project Manager (Senior Manager)

    Bank of the Philippine Islands (BPI)
  • DGM

    "As Vendor strict adherence to process & procedures. Risk Mitigates in Place. Flexible to customer requirements."

    Dinesh Negi | VP (Clg)

    DCB Bank Ltd
  • DGM

    "Bank has implemented CBS of Nelito Ltd in the year 2008-09 in phase manner. Also integrated RTGS/NEFT, CTS, MMS etc. which help us in smooth automation of banking operation."

    K.T. Wadia | CEO

    The Sutex Co-op Bank Ltd
  • DGM

    "Experience during development of Rating Engine Module has been good in the context of commitment to meet timelines & lot of hard work has been put by Nelito's team."

    Ashutosh Satsangi | VP-Operations

  • DGM

    "Everything was successfully implemented and tested. The implementation was professionally done in a very efficient and cooperative manner. Migration was very smooth."

    Frithjof Ramb | Vice President

    SBI- Frankfurt, Germany
  • DGM

    "Nelito and its team has always been supportive and efficient in achieving the tasks set up by the Dept. Apps developed by the software engineers for the Public Health Dept. have proved to be excellent among the top competitors and have been acclaimed for its effective service delivery to the end user at the grass root level which is the foremost object of any Govt. organization. Many thanks for the sincere efforts."

    Sanjay Kamlakar | Under Secretary to GoM

    Government of Maharashtra
  • DGM

    "We appreciate Nelito team who were always on time and responsive to our needs and changing ideas. They worked efficiently from the project inception to its completion in a timely and professional manner. Their understanding of this space has been invaluable to the success and launch of 'PMAY CLSS' app."

    Susanta K. Padhi | DGM

    National Housing Bank