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The internet has basically revolutionized the way we do things, from communication to entertainment and even banking. Almost all banks now have a presence on the internet in the form of their interactive websites. Through the bank's website the customer is able to perform almost their banking requirements on-line, which is why internet banking is also sometimes referred to as on-line banking or virtual banking.

FinCraftTM Internet Banking Solution is a safe and secure online account management solution. It facilitates fund transfer and aids in financial management for the end customer. It reduces turnaround time (TAT), costs and offers increased independence to users.


FinCraftTM Internet banking essentially supports two types of transactions:

  • Financial transactions – which involve inter and intra bank money fund transfers as in the case of third party transfers, NEFT, bill payments etc
  • Non-financial transactions - which deal with provision of account information such as account balance, printing bank statements, even opening an account etc

FinCraftTM Internet Banking has a ready interface available for almost all types of CBS prevalent in the banking space.

List of Features

  • Customer Profile Management
    • Customers profile
    • Password Management
  • Account related activities
    • View Account balance
    • Print Statement
    • Stop Cheque instructions
    • Interest Certificate
  • Funds Transfer
    • Within Bank
    • Add beneficiary
    • Secured through OTP
  • Enquiry
    • Cheque Status
    • Transaction Status
    • TDS Enquiry
  • Services
    • Set Alerts
    • Feedback
  • Security
    • IT Encryption

Additional Features

  • Suggestion and Complaints
  • ATM/Debit Card Block
  • PIN Regenerate
  • Fixed deposit (FD) / Recurring Deposit (RD) creation & Liquidation
  • Direct Tax
  • Indirect Tax
  • Utility Bill Payments
  • Cheque Book Request
  • IMPS
  • Demand draft (DD)/Pay Order (PO)
  • Define Fund Transfer Limits
  • Donations
  • Notice Boards
  • Dash Boards


Two main characteristics that customers seek in internet banking are ease and speed of processing the request and security. The FinCraftTM Internet banking solution provides for both while processing varied customer requests

It's not only an easy and cost effective but can be easily scaled to incorporate increase in clients and expansion of the database.

In addition it allows for customization and launch of new schemes and financial packages.

Marquee Clients

  • The Sutex Co-op. Bank Ltd.
  • The Nainital Bank Ltd

Also Read


  • The Meticulousness of efforts to ensure customer delight by each of the team member during the course of the project is appreciable. - Data Archival Project

    R. Ganesh (Senior Manager)

    Indian Overseas Bank
  • Overall we are happy with the services provided by Nelito. The implementation team is sensitive to our support requirements and does a good job.

    Vinayak Khadye (Chief Digital Officer)

    Finanzmart Services Pvt Ltd
  • We are extremely thankful to the whole team who have devotedly committed and created this excellent database. Much of our time was wasted in data retrieval from i link where we were facing lots of issues.

    You have given us an awesome product which is superior to our Finacle itself in its display capabilities. The great idea of taking pdf/word/excel option is simply superb. Merging the party code and Finacle CIF and account numbers are another feather in the cap.

    N Sampath Kumar (Branch Manager)

    Corporation Bank
  • We have successfully made Nelito's Fincraft Software for NBFC live in early March for LOS,LMS and Sanjiv Khalkho, Arijit Chakraborty with his team have been very instrumental in making this software live . I would like to appreciate on the turnaround time during the go live phase of the team in getting some of our key requirements done and helping our users to use the software for recording and disbursing all the sales from the software.

    In technology side I would like to praise Pramod Navale and Ganesh Khetmalis for in depth knowledge of the product and their technical skills is outstanding. Looking forward for the continued relationship for our next release and whole of 2018.

    Prateek P Katyal (CTO)

    WheelsEMI Pvt. Ltd
  • "We are extremely pleased with the kind of support extended by you and your team for our year end work. Although whole bunch of people worked for making the support seamless from your end, my special thanks to following resources. Anurag, Arpit, Arvind, Pranit, Suraj, Udgran, Nilesh, Leena and Udgrand. Also, thanks to all others who have supported us directly or indirectly at your end."

    Ananda Padebettu (IT Manager)

    The Nav Jeevan Co-op Bank Ltd.
  • "For a Bank of our size, this system suffices and is very cost effective. Almost all of the bank’s activities run on the one system. Nelito constitutes a partner more than a supplier and the relationship includes provision of the bank’s underlying technology as well as its Fincraft range of applications."


    The Nainital Bank Ltd.
  • "The best mix of functionality and technological support and our vision of “Cash Less and Paper Less” work environment for Sonata has come true with our technological partner Nelito. I highly recommend FinCraft Core Microfinance platform and especially integrations with a number of third party services."

    IT Head

    Sonata Finance Pvt. Ltd.
  • CBS

    "We are happy to use FinCraft Data Archival & Retrieval solution from Nelito Systems; it has given huge ROI in terms of saving revenue by retiring legacy applications. We get all desired reports in a timely manner from the solution."

    Assistant General Manager (CBS)

    United Bank of India
  • Custom Application Development testimonial

    "Proactive & professionally supportive, technically skilled team."

    General Manager

    Federal Bank
  • DGM

    "My bank is working with Nelito from the last about 9 Years and the services provided by the company may prolong our association."

    Sikander Gupta | CEO

    The Jammu Central Co-op Bank Ltd.
  • DGM

    "Knowledge and service provided to the bank is beyond expectation. And we would definitely engage and recommend solution to others."

    Rachelle F. Rivas | IT Project Manager (Senior Manager)

    Bank of the Philippine Islands (BPI)
  • DGM

    "As Vendor strict adherence to process & procedures. Risk Mitigates in Place. Flexible to customer requirements."

    Dinesh Negi | VP (Clg)

    DCB Bank Ltd
  • DGM

    "Everything was successfully implemented and tested. The implementation was professionally done in a very efficient and cooperative manner. Migration was very smooth."

    Frithjof Ramb | Vice President

    SBI- Frankfurt, Germany
  • DGM

    Support services provided for Swift is really up to the mark and meets all clients requirement. Kindly keep this ongoing.

    Rudolph Banis | Head - IT CBS and Application Management

    IndusInd Bank
  • DGM


    Navin A Bijur | Manager - IBD

    The Shamrao Vittal Coop Bank Ltd