Lending Solutions


Every financial institution needs to keep an eye on revenues and profits. Lending or providing loans is one of the main sources of revenue for banks. Sound decision making and rapidity are imperative in the lending business. In the current highly competitive business scenario banks need to streamline their operations and integrate various platforms to improve operational efficiency, risk management and increase profitability.

Nelito provides comprehensive lending solutions, which take care of all operations in the loan cycle – right from loan origination till its recovery. A centralized database system means that all loans and information pertaining to a borrower are at your fingertips allowing banks to easily evaluate credit capacity and mitigate risks.

Lending Solution – Process Flow

Nelito provides solutions that span the entire lending workflow from start to finish.

Lending Solutions Process Flow

Lead Management

End-to-end management of lead from initiation to customer on-boarding. This solution facilitates Omni Channel / Multi Agency Integration with built-in configurable workflows and real time status reporting.

Loan Origination (LOS)

Nelito's best-in-class Loan Origination Solution helps manage the complete credit lifecycle across loan types ensuring cost efficiencies and optimum control. Loan Origination solution (LOS) helps in faster processing of the loan origination cycle right from lead management to closing.

Loan Management (LMS)

Nelito provides a robust Loan Product Suite for Agriculture Loans, Retail Loans, MSME loans and Project Finance etc. which delivers end-to-end Loan Management functionality for all types of loans & advances. Nelito's Loan Management Solution (LMS) offers Configurable Product rule engine consisting of Limit Frame Work, Collateral Setup, Recovery Appropriation Policy, Interest & Changes Structure etc.


With Nelito's Collection module you receive periodic billing and collection through various delivery Channels including Bank Payment, Electronic Fund Transfer, Wallets etc. It also provides facility of NACH, ACH and ADM file import for collection and facilitates Post-dated Cheque management.

Loan Life Cycle Management System

Lending Solutions Loan Life Cycle Management System

The advantages of Nelito's lending solutions are:

  • Improves productivity even in large transaction volumes
  • Eradicates errors of duplication
  • Cost effective and optimizes staff efficiency
  • Complete transparency in operations
  • Flexibility to adjust for changes in regulator guidelines
  • High level of security
  • Improved borrower relationship with 24x7 access to loan information
  • FinCraft Core Microfinance Solution

    Door Step Services: Phone/Tablet based faster on-boarding – eKYC - Aadhaar authentication from UIDAI, Financial ...

  • Loan Management Solution

    FinCraftTM LMS supports multiple facets of Loan portfolio starting from prospecting to closure and monitoring.

  • Loan Origination Solution

    The process of issuing a loan involves a series of steps right from acquiring a borrower, to processing their information...

  • EMI Collection Solution

    Nelito's EMI Collections is a mobile based solution offering the staff or agents of the financial institution with a robust tool for tracking...

Solution Availability

Our solutions are available globally. Please visit our country pages for more information


  • CBS

    “The Bank is associated with M/S Nelito since 2002. M/S Nelito Systems Ltd has been our CBS vendor since 2009. The Products, quality of service offered by them are excellent. They have a very good support team and are trained enough for handling any type of situation.”

    D K Kandpal | Vice President (IT)

    Nainital Bank

    “Good & Co-operative.”

    Ronniee Gupta | DGM

    UCO Bank
  • CBS

    “We appreciate your local team who continuously supported & assisted our team to meet the goal.”

    Nagendra Nath Sinha | Principal Secretary IT

    Government of Jharkhand, Ranchi
  • CBS

    Knowledge and service provided to the bank is beyond expectation. And we would definitely engage and recommend solution to others .

    Rachelle F. Rivas | IT Project Manager (Senior Manager)

    Bank of the Philippine Islands (BPI)
  • CBS

    • As Vendor strict adherence to process & procedures
    • Risk Mitigants in Place
    • Flexible to customer requirements

    Dinesh Negi | VP (Clg)

    DCB Bank Ltd
  • Custom Application Development testimonial

    Bank has implemented CBS of Nelito Ltd in the year 2008-09 in phase manner. Also integrated RTGS/NEFT, CTS, MMS etc which help us in smooth automation of banking operation.

    K.T. Wadia | CEO

    The Sutex Co-op bank Ltd
  • CBS

    Experience during development of Rating Engine Module has been good in the context of commitment to meet timelines & lot of hard work has been put by Nelito's team.

    Ashuthsoh Satsangi | VP-Operations

  • CBS

    Everything was successfully implemented and tested. The implementation was professionally done in a very efficient and cooperative manner. Migration was very smooth.

    Frithjof Ramb | Vice President

    SBI- Frankfurt, Germany
  • CBS

    Nelito and its team has always been supportive and efficient in achieving the tasks set up by the Dept. Apps developed by the software engineers for the Public Health Dept have proved to be excellent among the top competitors and have been acclaimed for its effective service delivery to the end user at the grass root level which is the foremost object of any Govt organization. Many thanks for the sincere efforts.

    Sanjay Kamlakar | Under Secretary to GoM

    Govt of Maharashtra
  • DGM

    "We appreciate Nelito team who were always on time and responsive to our needs and changing ideas. They worked efficiently from the project inception to its completion in a timely and professional manner. Their understanding of this space has been invaluable to the success and launch of 'PMAY CLSS' app."

    Susanta K. Padhi | DGM

    National Housing Bank