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Nelito’s FinCraftTM MIS ADF solution is an Automated Regulatory Reporting System for Banks designed in view of Reserve Bank of India (RBI) mandate for implementation of ADF (Automated Data Flow) reports.

By adopting such an automated process for submission of returns, the bank is able to submit accurate and timely data to the regulator without any manual intervention. The automation of data flow also benefits the banks in terms of improved timelines, enhanced data quality, improved efficiency of processes, reduced costs and the use of the CDR (Common Data Repository) for internal MIS purposes.

FinCraftTM MIS ADF is designed based on the End-End Conceptualization of RBI, which comprises of the following Process elements:

  • Data Acquisition
  • Data Integration & Storage
  • Data Conversion/Generation
  • Data Submission

Customer Value

  • Generating Statutory / Regulatory / Standard / Executive Dashboards/ MIS reports/ Adhoc reports.
  • Maximum possible automation of processes for MIS generation.
  • Analysis facility with minimum of data related issues.
  • Ease of incorporating data for various analytical studies and periodic reports.
  • Quicker access to bank analyst and inspection officials.
  • Provision of automated signaling of "RED Flags" in submitted data for further analysis.
  • Access to the Centralized Data Repository for various departments.
  • Drill-down / roll up facility.
  • Single transmission channel that will ensure file upload in a STP mode with the reporting platforms like Online Return Filing System (ORFS).
  • Automatically generate system driven triggers or schedulers, generation and submission of returns to stakeholders.
  • When the returns generation process is triggered, the system will check for the specific forms in the Centralized Data Repository and prepare the return only after all the required data is available for the specific form.
  • Acknowledge error messages received from regulatory authorities for correction and further processing.


  • Extensive and comprehensive regulatory reporting data mart
  • In-built workflows
  • Pre-built returns :
    • Ready to deploy returns
    • Web based access and automated generation of data
    • Dashboard to slice and dice the data.
  • Automated Returns submissions
  • Data derivation and Metadata Management.
  • Framework Driven for CBS (Core Banking Solution), Business Applications, Business Processes and Business Information.
  • Modular & Scalable so as to make integration easier, available, secure, manageable on a lower TCO (Total Cost of Ownership).
  • Information Centric for complete and consistent, actionable, real-time intelligence.
  • Easily Manageable thereby reducing downtime.

Marquee Clients

  • UCO Bank
  • The Nainital Bank Ltd
  • Bank Of Maharashtra
  • Canara Bank
  • Dena Bank
  • Punjab And Sind Bank


  • CBS

    “The Bank is associated with M/S Nelito since 2002. M/S Nelito Systems Ltd has been our CBS vendor since 2009. The Products, quality of service offered by them are excellent. They have a very good support team and are trained enough for handling any type of situation.”

    D K Kandpal | Vice President (IT)

    Nainital Bank

    “Good & Co-operative.”

    Ronniee Gupta | DGM

    UCO Bank
  • CBS

    “We appreciate your local team who continuously supported & assisted our team to meet the goal.”

    Nagendra Nath Sinha | Principal Secretary IT

    Government of Jharkhand, Ranchi
  • CBS

    “Our Bank is attached with Nelito Systems Ltd since 2002 and migrated to CBS on FinCraftTM CBS Core Banking Solution of Nelito Systems Ltd, in the year 2005.The application is functionally rich, user friendly and easy to navigate. We are using other supporting interfaces of Nelito like anywhere ATM, SMS Banking, RTGS/NEFT, Share Accounting etc and it has helped us in smooth automation of Banking operations. The bank is getting more time for Business Development”

    V P Bhandari | Managing Director

    Hindu Co-operative bank
  • CBS

    • As Vendor strict adherence to process & procedures
    • Risk Mitigants in Place
    • Flexible to customer requirements

    Dinesh Negi | VP (Clg)

    DCB Bank Ltd
  • Custom Application Development testimonial

    “Nelito’s proactive customer centric approach and use of industry best practices enabled us to convert our business function in world class core IT application .”

    Umesh Ikhe | Group CTO

    Care Ratings
  • CBS

    “The Software has excellent real time response even from our remote branch which is app. 100 kms from the Data center”

    Rashmikant Kalathia | Ex. General Manger

    Ahmedabad People Co-operative Bank Ltd.
  • CBS

    “Nelito has given one stop solution and completed the browser based CBS Computerization of 54 branches within 7 months of our order. We are happy with the product and services “

    B.J. Kale | General Manager

    Akola DCCB