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Single
Source of Expertise
The sweeping changes that are happening in the Indian economy recently
have brought the banking Industry in sharp focus.
There is a paradigm shift in the scope of Banking services and its mode
and means of delivery. The competitive pressures that have been unleashed
leaves no one untouched. Today the Banking Industry, in order to survive
and grow, needs to offer superior level of service through improved
operational efficiency and by responding proactively to dynamic market
forces.
One of the critical business enabler that supports agile, efficient
service oriented business capability is the TBA (Total Branch Automation)
environment that the bank uses. Many of the current TBA environments
are vintage class that lacks the functionality to meet the emerging
business needs.
Nelito Systems introduced FinCraft-TBA (erstwhile IBAS 2000 plus), the
next generation TBA that delivers unmatched business functionality to
meet your competition head on.
FinCraft-TBA is operational in over 93 banks and commands an installation
base in over 6,000 bank branches. This is a testimony of how well-accepted
this product is in the Banking industry.
Key
Features:
FinCraft is a core banking solution that:
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Customer
Centric:
The solution is customer centric unlike other solutions, which are
account based. Information is organized around the customer to facilitate
customer group exposures, segmentation, collateral management, customer
based communication and customer relationship manager concept leading
to KYC. All relevant information about the customers can be quickly
accessed for personalized/targeted marketing campaigns of the bank
and also to establish superior relationship with higher quality
customer service. |
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User
Definable Products: FinCraft-TBA is highly parameterized
and flexible and its unique Product Designer enables creation of
new banking products online without the need for any reprogramming.
This reduces the business cycle time to introduce innovative products
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Robust
Security: FinCraft-TBA offers rigorous security mechanism
including system & application at all levels of the bank. The
software provides security related to Operating system, Database,
Network, Application, Transactions and Products with extensive audit
trials. |
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Multi-lingual:
FinCraft-TBA enables banks to introduce other languages as alternative
to English. Flexibility to design notices/ reminders to customers
in the language of their preference is an added advantage. This
facility thus empowers banks to come close to their customers and
render better service. |
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Network-centric:
FinCraft-TBA provides facility to connect a number of branches into
a single Client-Server Network. Centralized, decentralized and regional
hub implementations are supported to allow banks to select the most
suitable options in a phased manner. TO begin with, the product
design supports automating individual branches, followed by networking
a few branches and finally, a bank-wide integration. |
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Multiple
Delivery Channels: FinCraft-TBA enables customers to do
business from any of the branches or through an ATM or via Telephone
or from their PC at home or in the office or Point of sale.
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Three-tier
Client Server Architecture: FinCraft-TBA uses three-tier
Client Server Architecture with Graphic User Interface in Visual
Basic, BUSINESS logic in VC++ and MS-SQL Server backend. This enables
a variety of deployment models that match branch specific requirements.
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Technology
Friendly: FinCraft-TBA is continuously upgraded to work
on latest operating system releases of servers and desktop and RDBMS
systems. This prevents technological obsolescence and protects current
investment. |
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Powerful
MIS: FinCraft-TBA uses SQL compatible relational data model
in order to offer a powerful management information system consisting
of an integrated user definable general ledger, operational reports
and enquiries.
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