The Top 10 NBFCs in India 2025
Updated On : March 2025
As India's financial sector evolves, Non-Banking Financial Companies (NBFCs) are steadily building a range of financial services that cater to diverse customer needs across India. Registered under the Companies Act of 1956 and regulated by the Reserve Bank of India (RBI), NBFCs provide personal loans, asset funding, insurance, investment services etc. This blog explores the 10 best NBFCs in India for 2025, and their unique services and contributions within the financial ecosystem.
The Top 10 NBFCs of 2025.
These NBFCs are listed in chronological order of their establishment.
1. Muthoot Finance
Established in 1939, Muthoot Finance is a gold loan company, housing loan company, and vehicle loan provider. With a strong presence in semi-urban and rural areas, it is also one of the go-to financial institutions known for providing loans within a very short duration of time, making it a preferred choice for immediate financial needs.
2. Cholamandalam Investment & Finance Company Limited
Founded in 1978, Cholamandalam Investment & Finance Company Limited is a part of the Murugappa Group that has a diversified portfolio of financial products like vehicle loans and SME loans. The company also offers mutual funds and stock investment services for both individual and corporate clients.
3. Shriram Finance
Year of establishment - 1979
With over four decades since its establishment, Shriram Finance has grown as a well-known name in the NBFC lending space catering to the underserved markets. It has an extensive network of 2,500+ branches, providing commercial vehicle loans and personal loans. The NBFC’s focus on semi-urban and rural segments has helped it garner a customer base of over 7.5 million.
4. Piramal Capital and Housing Finance
Piramal Capital & Housing Finance Ltd, established in 1984, is a prominent player in housing and corporate finance, offering tailored financial solutions to both individual clients and developers. It has more than 300 branches in India.
5. Bajaj Finance
Year of establishment - 1987
Bajaj Finance, a subsidiary of Bajaj Finserv Limited, is a leading NBFC offering a comprehensive range of financial services. Operating over 3,000 branches, Bajaj Finance serves more than 50 million customers. As the only NBFC in India to be assigned a global ‘BBB’ rating from S&P Global, Bajaj Finance has a unique place among the most credible entities in the market.
6. LIC Housing Finance
LIC Housing Finance Limited (LIC HFL) is a subsidiary of the Life Insurance Corporation of India that primarily focuses on housing finance. Established in 1989, it provides a variety of loan products, including home loans and loans against property. With a widespread presence across India, LIC HFL has played a key role in making housing finance accessible to a broad range of customers.
7. Mahindra & Mahindra Finance
Mahindra Finance, a part of Mahindra & Mahindra Limited, is a leading NBFC established in January, 1991. While its primary area was financing Mahindra vehicles, it has now expanded to financing rural households and small businesses as well, making it one of the key players in rural finance.
8. Aditya Birla Finance
Established in August 1991, Aditya Birla Finance (ABF), a subsidiary of Aditya Birla Capital Limited, is one of the largest finance companies in India. With an integrated portfolio of credit and wealth management services, ABF caters to both retail and corporate sectors, providing tailored solutions in personal finance, corporate finance, and SME financing. Its AAA long-term credit rating from India Ratings, A1+ short-term credit rating from ICRA and India Ratings, and AA+ perpetual debt credit rating from ICRA and India Ratings highlight the company’s financial stability and creditworthiness.
9. L&T Finance
L&T Finance Holdings Ltd, a subsidiary of Larsen & Toubro, has been evolving its business portfolio since 1994. L&T Finance serves individuals, farmers and SMEs and has created a strong urban and rural network for easy access to financial services.
10. Tata Capital Financial Services Ltd.
Year of establishment - 2007
Tata Capital, part of the Tata Group, offers a diverse range of financial services, including loans for personal, business, and home needs. The NBFC having more than 100 branches is registered with the National Housing Bank as a housing finance company. The company is known for its ethical practices and customer-centric approach. With a strong brand reputation and a focus on innovation, Tata Capital continues to grow its market share.
Conclusion
NBFCs in India are poised for growth, particularly in underserved areas. With their specialized services and technological advancements, these firms are well-positioned to meet the diverse financial needs of the Indian population and will continue to play a key role in supporting economic growth. Additionally, companies like us at Nelito Systems are contributing to the transformation of the financial ecosystem by offering customized solutions such as the Fincraft™ Integrated Lending Management Software (ILMS) for NBFCs. This software is designed to help businesses expand rapidly and innovate. To learn more about our offerings, you can reach out to us at marketing@nelito.com.
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Have you been in such a circumstance in your life when you had lost your affection because of some unverifiable reasons, like your sweetheart didn't comprehend your internal sentiments, or your family didn't agree to your adoration relationship.
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An attraction spell is a milder form of love spell that doesn't tamper with someone's emotions in the same way. The spells on this page are simpler and will help to attract someone into your life rather than make them fall in love with you.
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MONEY SPELLS
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MARRIAGE SPELLS
With a little bit of magic, those four little words Will you marry me can be made to happen easily and immediately.
FERTILITY SPELLS
There are not that many fertility spells, but they all have one thing in common. Children.
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DIVORCE SPELLS
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I’d like to take this opportunity to express my heartfelt gratitude to Dr. Jakuta, a powerful spell caster who helped me reunite with my ex-lover after a painful breakup. For six long months, I thought our relationship was over, but Dr. Jakuta’s spell brought us back together. Within 48 hours of the spell being cast, my ex reached out, apologizing for the hurt and promising to make amends. I was overjoyed and welcomed her back into my life. If you’re facing similar relationship challenges or other difficulties, I highly recommend contacting Dr. Jakuta. His spell casting abilities are truly remarkable.
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As a parent in Chicago, I never imagined that my desire to secure my children's educational future would lead me into a financial nightmare. I was drawn to a 529 Plan that I saw advertised on Facebook, promising returns in Bitcoin. The idea of investing in a cutting-edge asset like cryptocurrency seemed like a smart move, especially with the potential for high returns. I thought I was making a wise decision for my family's future. The former insurance agent who pitched the plan presented himself as a financial expert, complete with impressive credentials and a polished presentation. He assured us that our investments would be safe and that we could expect substantial returns. With dreams of funding my children's college education, I invested $20,000 in USDT, convinced that I was making a sound financial choice. But things took a dark turn when I began to notice red flags. The agent became unresponsive, and I couldn't access my funds. I tried to contact him multiple times, but he kept dodging my calls and emails. That's when I realized I'd been scammed. Feeling desperate and helpless, I turned to Cyber Constable Intelligence for help. They listened to my situation with empathy and understanding, and immediately sprang into action. They worked tirelessly to track down the scammer and recover my stolen funds. Their expertise in cryptocurrency forensics and blockchain analysis was impressive. They kept me informed every step of the way, and their professionalism and dedication were evident throughout the process. Thanks to Cyber Constable Intelligence's exceptional service, I was able to recover my lost investment. I'm grateful for their help and highly recommend them to anyone who has fallen victim to financial scams or cryptocurrency theft. They truly are the experts you need in a crisis. Don't hesitate to reach out to them if you're in a similar situation – they'll work just as hard for you as they did for me.
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I'd like to take this opportunity to express my heartfelt gratitude to Dr. Jakuta, a powerful spell caster who helped me reunite with my ex-lover after a painful breakup. For six long months, I thought our relationship was over, but Dr. Jakuta's spell brought us back together. Within 48 hours of the spell being cast, my ex reached out, apologizing for the hurt and promising to make amends. I was overjoyed and welcomed her back into my life. If you're facing similar relationship challenges or other difficulties, I highly recommend contacting Dr. Jakuta. His spell casting abilities are truly remarkable.
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I already gave up on ever getting cured of herpes because I have tried many treatment and none has work, I have gone to different hospitals the always recommend me same drugs and it not working on me, until I came across a post about DR Harry on the net from a lady who is recommending for work well Weldon then i contact him that day, and he started giving me hope and then prepared some herbal medicine which I took according to his prescription on them, so I was still doubting if it was working on me so at a time my Husband just ask me to go for check up and I did, so I found out that I was cure and free from the herpes virus, thanks to DR Harry once again.
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