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Overview

Tab Banking, also known as doorstep banking, is one of the easiest ways in which a bank can provide enhanced services to its premium customers as well as increase its client base.

FinCraftTM DoorStep Banking is a simplified KYC (AADHAR based and non-AADHAR based), account opening and financial transaction solution. It can be used by your Marketing Officers, Direct Selling Agents and Business Correspondents (BC) in the field or in the branch.

Bank may use DoorStep Banking for:

The Urban Metro Consumer

Such a client is demanding in terms of services and with the fast pace of the city doesn't have time to visit a bank. Such clients are usually high end premium clients of the bank and the bank can provide them with an enhanced service experience. Bank's agents can use tab banking to assist such customers in opening accounts, collecting EMI's, paying insurance premiums etc. and processing their requirements in real time.

The Rural Customer

Typically small towns and villages don't really meet the logistical requirements of having a dedicated bank branch. In such instances, a bank can appoint agents who carry tabs to the villages and open bank accounts, verify documents etc.

Features

KYC services

  • UID enabled KYC (AADHAAR Based)
  • Regular KYC
  • Demographic data Collection
  • Photo Identity Proof Collection
  • Biometric Data Capture

Customer On-Boarding Services

  • Basic Savings bank Deposit Accounts (BSBDA) / No Frills Account

Regular Financial Products

  • Savings Account
  • Current Account
  • Overdraft

Request Services

  • Term Deposit
  • Demand Loan
  • Term Loan

Transaction Services:

A. Financial Transactions

  • Funds Transfer
  • Cash Deposit- CASA
  • Cash Withdrawal- CASA
  • AEPS Transactions
  • Balance Inquiry
  • EMI Collections- Loans
  • Daily Deposits Collection
  • RD Collection

B. Non-Financial Transactions

  • Request Services
  • Balance Inquiry
  • Mini Statement
  • Account Opening- BSBDA
  • Provide Rupay / Smart Cards / A/c Statements

FinCraftTM DoorStep Banking has a ready interface available for almost all types of banking software's (CBS) prevalent in the banking space.

Highlights

FinCraftTM DoorStep Banking solution is an empowering tool which will enable the field agents of banks to access and upload information to the central hub in real time.

Banks will be able to not only expand their customer base but also provide better services and reduce processing time and effort for various banking processes.

Business Correspondent (BC) Management Module

FinCraftTM DoorStep banking provides the complete BC management module for bank's business correspondents or agents on the fields.

Banks will be able to not only expand their customer base but also provide better services and reduce processing time and effort for various banking processes.

Services which agents can provide using FinCraftTM DoorStep Banking's BC Management module:

  • BC/Agent Enrollment
  • Workflows
  • BC payout structure and computations.
  • Mobile Device Management
  • Audit Trail of all activities
  • Performance reports

FinCraftTM DoorStep Banking comes with complete Mobile Device Management (MDM) Package which helps banks to controls its agent's device. MDM package helps the bank to:

  • Ensure productivity of its agents.
  • Controlling and protecting corporate and transaction data
  • Enforcing Compliance Policies/Rules
  • Enable BYOD (Bring Your Own Devices) policy

Benefits

  • 1Enhanced reach to customer
  • 2User - Friendly app
  • 3Improved Business Acquisition
  • 4Latest Account Status
  • 5Secure authentication modes
  • 6Flexibilito of offering new products and services faster

Doorstep Banking Solution adopts KYC and Customer Onboarding processes

Hand held application

  • Will be deployed on hand held terminal and will be used for providing financial services at field level.
  • HHDs will be used by Banks Field agents or Branch Banking- Front Office Operations teams.

Web based interface/ application

  • Will be deployed at bank's Data Centre between field devices and CBS systems of the Bank.
  • This will act as a middleware.

Hand Held Device - POS & Tablets

  • Window Tablet

  • FP Scan

  • Mobile Printer

  • Android Tablet

Marquee Clients

  • Kannur Co-operative Urban Bank Ltd.
  • Vardhman Nagari Pathsanstha
  • CITIZENCREDIT Co-operative Bank

CLIENT SPEAK

  • “We’ve been working with Nelito Systems Ltd since 2009.
    Working with Nelito Systems Ltd is truly the great experience. ”

    - Sudeep Desai / Chirag Patel, I.T. Officer

    The Baroda City Co-Op Bank Ltda.
  • “We’ve been working with Nelito Systems Ltd since 2009.
    Working with Nelito Systems Ltd is truly the great experience. ”

    - Sudeep Desai / Chirag Patel, I.T. Officer

    The Baroda City Co-Op Bank Ltda.
  • “We’ve been working with Nelito Systems Ltd since 2009.
    Working with Nelito Systems Ltd is truly the great experience. ”

    - Sudeep Desai / Chirag Patel, I.T. Officer

    The Baroda City Co-Op Bank Ltda.
  • “We’ve been working with Nelito Systems Ltd since 2009.
    Working with Nelito Systems Ltd is truly the great experience. ”

    - Sudeep Desai / Chirag Patel, I.T. Officer

    The Baroda City Co-Op Bank Ltda.