FinMobile

When people are hard pressed for time, the need for “anytime anywhere” banking gains utmost importance. Bearing this in mind, banks provide a novel service that gives retail customers account information and real-time transaction capabilities from their cell phones. Wireless Banking brings your bank accounts to your fingertips. With wireless banking, you can perform a wide range of transactions on your mobile phone. Wireless Banking works using Short Messaging Service (SMS) technology. With SMS you can perform a wide range of query-based transactions from your mobile phone, without even making a call.

Our technology enables messaging to take place over public wireless networks using inexpensive and ubiquitous cell phones or other two-way-capable wireless devices. In addition, the server component of the Wireless Information Server is robust, scalable and easily configurable so that our partners and clients can quickly develop new business applications using testing and various wireless devices. Here is an opportunity to turn your messaging ideas into viable business applications.


Key Features

Typical Push and Pull Services offered in Fin-Mobile


Pull Services

• Account Balance enquiry
• Mini Statement Request
• Stop Payment Instruction on a Cheque
• Deactivating a Credit / Debit Card if Lost
• Fixed Deposit Interest Rates enquiry
• Request a Cheque Book
• Pay Utility Bills


Push Services

• Periodic account balance reporting (say at the end of month)
• Reporting of salary and other credits to the bank account
• Successful or un-successful execution of a standing order
• Successful payment of a Cheque issued on the account
• Insufficient funds
• Large value withdrawals on an account
• Large value withdrawals on the ATM or EFTPOS on a debit card

Apart from the above, using cutting edge, push/pull technology, users can request to receive automatic SMS alerts about their account such as salary credits, ATM transactions and available balance. These alerts are "pushed" to the customer's mobile phone as per their pre-specified requirements.